TSB Mortgage Prize Draw 2026: six £25,000 cash prizes

How to enter

1. Check whether the mortgage type and balance meet the quarterly criteria.
2. No separate entry is needed; eligible customers are enrolled automatically unless they submit an opt-out.
3. Keep contact details with TSB current so the bank can reach a potential winner after the draw.

Key requirements

• Be a UK resident aged 18 or over.
• Hold an eligible TSB or Whistletree residential mortgage with at least £25,000 outstanding, or complete an eligible new mortgage or further advance.
• Keep the account open, within term and up to date at the end of the relevant quarter.

Important details to review

• There are separate existing-customer and new-customer winner pools.
• A customer can win only once during the campaign.
• Requesting a redemption figure in the relevant quarter can affect eligibility under the full terms.

Two winner groups in every quarter

Each draw selects one winner from eligible existing mortgage customers and one from eligible customers who completed a new residential mortgage or further advance during the quarter. The split prevents all entries from being treated as one undifferentiated pool.

The quarter-end dates are June 30, September 30 and December 31. Draws follow in July, October and January respectively, with contact expected within about a month.

Balance and account status are tested at quarter end

An existing residential mortgage must have at least £25,000 outstanding on the final day of the quarter. It must not be in arrears, beyond its contractual term or classified as Buy-to-Let or Consent-to-Let.

New mortgages and further advances of at least £25,000 must have completed during the relevant quarter and remain open at quarter end. Whistletree customers are included when the same conditions are met.

Automatic entry still requires accurate records

Eligible customers do not need digital banking and do not complete a promotional form. TSB uses its account information to create the draw pools, so current telephone, email and address details remain important.

A winner is contacted by email or through a local branch call. The bank then completes verification before paying the £25,000 cash prize.

Winning once ends future entries

The terms limit each customer to one prize for the campaign, even when that person is named on multiple eligible mortgage accounts. A confirmed winner is removed from later quarterly draws.

Customers who do not wish to participate can use the official opt-out route. Using the prize to overpay the mortgage is optional, and TSB says a prize-funded overpayment will not incur an early repayment charge.

Official sources and verification

Wynplay checked this promotion on August 13, 2026. The official source takes precedence if the organizer changes availability or conditions.

• Official rules or promotion information