Spruce Saving Surge Sweepstakes 2026–27: $15,600 in prizes
Each monthly drawing awards one $1,000 Spruce credit and three $100 credits, with qualifying savings actions and a five-entry mail alternative.
How to enter
- For account entry, create one new auto-transfer in the month and/or make qualifying savings deposits.
- For no-account entry, mail the required contact and birth-date details; one accepted card is worth five entries.
- Check the specific postmark and receipt deadline for the current month because mail processing continues after the online period closes.
What can I win?
Main prize or benefit: Twelve $1,000 first prizes and thirty-six $100 second prizes, total $15,600
Main requirements
- Be a legal U.S. resident aged 18 or older.
- Use qualifying Spruce savings actions for the current monthly period or mail the prescribed handwritten card and envelope.
- Stay within five entries per entrant per monthly period, regardless of method.
Important details
- A newly established auto-transfer gives one entry; pre-existing or multiple transfers do not multiply it.
- Every $10 deposited into savings can generate an entry, but the overall monthly cap remains five.
- A potential winner has only two days to respond to the first notification attempt.